Your Credit Score

	What is a credit score?

	Is there just one credit score for all people?

	How do I maintain a healthy credit score and credit report?

	Can credit score change?

	What is the accepted or preffered credit score that I need to gain access to credit?

	Why is it important to use a credit report and credit score?

	What is my CompuScan Credit Score?

	What information goes into calculating a credit score?

	Why don't I have a credit score?

	Who calculates credit scores?

	How often do credit scores change?

	What is the credit score range?

	Who decides if I get my loan?

	Can I use a credit score as leverage for a lower interest rate when seeking a loan or line of credit?

	Does co-signing for a loan affect a credit report and credit score?

	Do late payments affect a credit report and credit score?

	If my spouse had bad credit before we were married, will that affect a credit score and credit report?

	Do enquiries affect a credit score?

	Do lenders look at more than one credit bureau report and credit score calculated using information from each report before approving a credit or loan application?