Re-branding of our software systems! Please take note that due to our new logo and re-branding process, our system
interfaces' will be re-branded during the course of the next 2 months.
"We combine trusted advice, information, world-class analytics and innovative applications to help you make smart business decisions.“
Since our establishment in 1994, our company has emerged as the first truly home-grown African Credit Bureau, committed to being a total credit management solutions provider for Africa. Our credit management solutions, risk information and technologies turn strategy into action and elevate business performance by giving you the power to automate more decisions, improve the quality of your decisions, and connect decisions across your business.
As a full service credit reference bureau, we collect, validate, load, verify, house and distribute consumer credit information. In addition, we provide a complete range of value adding products and services to assist you in making the best business decisions, thereby enabling you to minimise your risk and maximise your profits.
We have a proven track record and years experience in the credit industry, plus we are a recognised market leader in Africa. Over the years we have developed our expertise by working closely with our customers to refine systems and processes in order to develop purpose driven credit management solutions and decision-making systems. We partner with organisations and businesses around Africa to establish and strengthen customer relationships and provide businesses with a competitive advantage.
Our commitment towards our customers is evident if you look at our values, our people, our innovative technology, our quality data and our proactive partnerships.
Our Values
Customer Focus, Competitiveness, Innovation, Accountability, Empowerment, Openness and Honesty, Trust and Respect
These are the core values that make us Africa’s leader in credit and information management solutions. We believe that meeting your needs is fundamental to the success of our company, plus the success of your business. You can trust us to make the right decisions.
Our People
The core strength of our company is the people that work for us. Without their commitment, experience, dedication and expertise, our company would seize to exist.
We continually invest in staff training and skills development to ensure that you get the very best and most up to date advice and support.
Our Data
Our data is our strength and forms the basis of our solutions and services. It is sourced by credit grantors (banks, retail stores, micro finance institutions); public records, utility companies and government departments, plus other sources, and then in turn collected, verified and validated. This makes our company the market leader in credit reporting and risk information database. Being rich, consistent and timely data, we can deliver it directly to the decision point. Furthermore, the integrity, privacy, security, safeguarding and transparency of our consumer and business data allow us to create our trusted credit reports, scores and decision solutions.
Our Technology
Building on this foundation of our data and information, our company uses proprietary analytical tools to analyse and interpret our data. Our technological capabilities are world class and our software is developed in-house and is based on extensive industry specific knowledge, experience and research.
Our technology systems and related functions enable us to take control over processes and ensuring rapid evolution of functionality. We are therefore able to offer you sophisticated solutions, tailored to address your specific business requirements. Thereby empowering you to make responsible and effective lending decisions to the advantage of your business, as well as the advantage of your customers and thus, contribute to building and maintaining resilient credit markets throughout Africa.
Our Partnerships
We work closely with you in a true strategic partnership to create and deliver customised solutions. We take pride on our integrity, honesty and the strength of our relationships in order to create and deliver our customised solutions.
We provide information and solutions to help you access previously untapped markets, plus we encourage industry players to pool their intelligence with us to combat fraud and reduce losses.
We strive to add value to your businesses through ongoing innovation, development and speed with which we can bring these initiatives to the rapidly changing business environment.
